Lancaster, New York 14086

LANCASTER AREA CHAMBER OF COMMERCE
GROUP INSURANCE PROGRAM HIGHLIGHTS

MEMBERSHIP CRITERIA

  ¨ To participate in any of the group insurance plans offered, the applicant:

• Must be a business member in good standing with the Lancaster Area Chamber of Commerce.
• Must be employed by member company and working a minimum of 20 hours per week.
• Must submit copy of most current NYS-45 (Quarterly Withholding) showing at least 2 employees.
• Member business with 2 or more employees must enroll within 30 days of becoming a Chamber member.  Coverage is effective the first of the month following 30 days of membership or employment.
• Sole Proprietors must be Chamber members for 60 days prior to enrolling in the insurance programs and must submit prior year’s Schedule C .
• Applications, payments and proof of eligibility must be received by Fringe Benefit Analysts 45 days prior to the coverage effective date.  New employees of an existing member business must enroll within 30 days of the date of hire.  Those who choose not to enroll when first eligible cannot apply for coverage until the open enrollment period, effective for coverage April 1^st of each year.

PROGRAM FEES and PROCEDURES

• $15.00 Enrollment fee for each new subscriber, due upon submission of application.
• $15.00 Quarterly billing fee for each subscriber (not prorated for mid-quarter enrollments).
• $4.00 Fee for subscribers electing to pay monthly (in addition to billing fee stated above).
• $50.00 Late Fee for payments not postmarked by due date.

          Absolutely no reinstatements are allowed.  If your coverage is cancelled for non-payment, or other reasons,

          you can apply for coverage during open enrollment.

• Premiums for health insurance are billed quarterly or monthly, due on the 15th.
• Due dates for remittance are indicated on all invoices.
  
  

Administered By:

25 Northpointe Parkway, Suite F
Amherst, New York 14228
(716) 564-2747, x7